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A score, not a guess
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A map, not a verdict
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A baseline, not a deadline
Informed by NSERC-supported research, CARIN ecosystem insights, and Canadian data from CFIB, BDC, and Statistics Canada.
Of surveyed Canadian small-business owners planned to exit their business within 10 years of the 2022 survey
CFIB January 2023
In business assets could change hands over that period
CFIB January 2023
Of surveyed owners had a formal business succession plan
CFIB January 2023
THE Readiness gap
Succession is the visible challenge. Transferability readiness is the work that begins much earlier.
Businesses become harder to operate, grow, finance, or transition when critical capability remains concentrated in the owner. TI makes those constraints visible early enough to strengthen independence, continuity, and preparedness before timing becomes urgent.
Owner dependency
When the owner is the business, transferability becomes harder and value may be viewed differently. Reducing owner dependence improves strength today and optionality later.
No documented systems
Undocumented processes, informal knowledge, and verbal agreements create continuity risk that surfaces in due diligence.
Continuity gaps
Key-person concentration, informal handoffs, and missing workforce planning make it harder for a business to keep momentum when people or circumstances change.
Unquantified readiness
Without a structured measurement method, owners and advisors can’t see which constraints matter most. TI makes transferability measurable and actionable.
HOW IT WORKS
From baseline to measurable progress
TI provides a structured path from understanding your current readiness to strengthening it over time. The Precision Assessment and report are available now. Progress tracking is being introduced through the next stage of the pilot.
1
Measure
Complete the TI Precision Assessment and establish your Transferability baseline through a structured, weighted readiness measure across three domains.
2
Focus
Receive a reviewed TI Precision Report showing your overall score, three domain results, readiness tier, primary constraint, and three practical priorities for the next 90 days.
3
Act
Work through the priorities inside your business or use the report to support a more focused conversation with an advisor, program, lender, or other relevant resource.
TI identifies the type of support that may be useful. It does not replace professional advice or determine program eligibility.
4
Prove
In Development
Progress Checks are being developed to document actions taken and evidence of progress. A future Precision retake can measure transferability readiness again and provide a new scored baseline for comparison.
Business Improvement Platform (BIP) — In Development
TI is developing capabilities for business profiles, authorized access, assessment history and progress tracking. These will be introduced in stages, with appropriate privacy and access controls.
RELEVANT SUPPORT PATHWAYS
Community Futures
Advisory Support
Transition Planning
Workforce Programs
Financial Readiness
Legal Preparation
WHEN IT MATTERS
Transferability matters long before a transition.
A more transferable business is easier to operate, adapt, and strengthen today, while creating more options for whatever comes next.
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A health event
A health event can interrupt availability and decision-making. TI helps owners see where continuity may need strengthening before the business is under pressure.
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A key employee leaves
When your operations manager, lead salesperson, or senior technician gives notice — the business loses a structural asset, not just a person.
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Succession conversation
A family member or partner is ready. The question is whether the business has the documentation, continuity, and financial clarity to transfer well.
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A lender review
Lenders and insurers may consider owner dependence, documentation, and operational continuity when assessing risk. Stronger systems can improve confidence.
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A growth plateau
Revenue is stable but the business cannot scale without removing you from the centre of every decision. The growth problem and the transferability problem are the same.
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An acquisition inquiry
A buyer approaches. You have no data package. Limited preparedness can weaken negotiating position or delay readiness.
THE TI PRECISION ASSESSMENT
Three domains. One composite score. Precise enough to act on.
The TI Precision Assessment establishes a structured, weighted readiness measure based on assessment responses across three domains. It identifies structural constraints and translates the results into practical priorities. It is not a scientifically validated score, business valuation, or substitute for professional advice.
Ownership and Transition Readiness
Measures whether ownership, leadership continuity and transition responsibilities are understood, documented and structured to reduce dependence on the owner.
Systems and Operational Readiness
Assesses whether essential systems, information and operating processes are documented and can continue without ongoing owner involvement.
Workforce Continuity
Evaluates role clarity, staff stability, key-person concentration, knowledge continuity and whether the team can sustain operations through change.
TI Score
Composite Transferability Score
Combines the three domains into one structured readiness measure and places the business in one of five readiness tiers: Critical · At Risk · Moderate · Transferable · High Readiness.
3 Domains
Structured weighted readiness measure
5 Tiers
Translated into practical priorities
15 min
To establish your baseline and priority path
WHO IT IS FOR
Business Owners
Strengthening independence, continuity, growth readiness, or future transition. Wanting a clear picture of structural constraints before they become urgent.
Advisors & Accountants
Needing an objective baseline to anchor succession conversations. Shareable with clients as a structured first step.
Lenders & EDOs
Understanding business readiness and identifying areas where support may be useful. TI provides a standardized, research-backed metric for clearer conversations.
TI
INFRASTRUCTURE
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