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A score, not a guess
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A map, not a verdict
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A baseline, not a deadline
See How It Works
of Canadian SME owners plan to exit within 10 years
CFIB Succession Tsunami, 2023
in business assets transferring to new owners through 2035
CFIB Succession Tsunami, 2023
of Canadian SME owners have a formal written succession plan
CFIB Succession Tsunami, 2023
THE PROBLEM
The bottleneck isn’t buyers. It’s structural readiness.
Most businesses lose significant value — or fail to transfer at all — not because they can’t find a buyer, but because they were never built to operate without their owner. Unpreparedness is the most expensive thing in business. It just charges the bill later.
Owner dependency
When the owner is the business, the business cannot be transferred. Buyers price this risk heavily — or walk away entirely.
No documented systems
Undocumented processes, informal knowledge, and verbal agreements create continuity risk that surfaces in due diligence.
Workforce fragility
Key person dependency, informal succession, and no workforce planning signal operational instability to buyers and lenders.
Unquantified readiness
Without a structured diagnostic, owners can’t see the gap. Neither can their advisors. TI makes it measurable.
HOW IT WORKS
Four steps — from diagnostic to action.
We built a structured path that does not just score your business. It connects you to the right support based on where you actually are.
1
Diagnose
Answer structured questions across three domains. About 15 minutes. Plain language. No financial documents required.
2
Evaluate
Receive your Transferability Score, tier placement, and a narrative risk summary identifying your structural constraints.
3
Engage
A Precision Assessment goes deeper — pinpointing specific risks, valuation implications, and which interventions will move your score most.
4
Navigate
Ecosystem Navigator
Based on your score and gaps, we route you to the right programs, advisors, and resources.
ECOSYSTEM CONNECTIONS
Community Futures
Business Advisory
Succession Planning
Workforce Programs
Financial Readiness
Legal Preparation
WHEN IT MATTERS
The moment usually arrives without warning.
Transition readiness is not about timing a sale. It is about whether your business can handle what comes — whenever it comes.
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A health event
An illness, injury, or diagnosis does not give notice. The question is whether your business retains its value while you are not in the room.
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A key employee leaves
When your operations manager, lead salesperson, or senior technician gives notice — the business loses a structural asset, not just a person.
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Succession conversation
A family member or partner is ready. The harder question is whether the business is documented and financially packaged to transfer well.
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A lender review
Lenders and insurers read structural fragility the same way buyers do. Owner dependency and undocumented systems reduce access to capital.
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A growth plateau
Revenue is stable but the business cannot scale without removing you from the centre of every decision. The growth problem and the transferability problem are the same.
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An acquisition inquiry
A buyer approaches. You have no data package. Unpreparedness does not delay a sale — it discounts it.
THE DIAGNOSTIC
Three domains. One composite score. Precise enough to act on.
The TI scoring model is grounded in applied research on Canadian SME succession outcomes. Each domain is independently scored and weighted to reflect its relative impact on transfer success.
SRI
Succession Readiness Index
Measures whether leadership, ownership, and operational continuity are documented and structured for transition. The highest-weighted domain.
DTR
Digital and Systems Readiness
Assesses whether systems, data, and processes are documented and transferable without owner involvement.
WFP
Workforce Planning
Evaluates staff stability, key-person dependency, and whether the team can sustain performance through an ownership change.
TI Score
Composite Transferability Score
A single weighted score across all three domains. Placed in one of four tiers: Strong · Moderate · Emerging · Critical.
3 Domains
independently scored and weighted
4 Tiers
matched to actionable routing paths
15 min
to your baseline score and risk summary
COMMON QUESTIONS
What owners ask before they start.
Is this about selling my business?
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No. TI measures structural readiness — whether your business can continue operating if ownership changes, for any reason. Succession, family transfer, financing, and management buyouts all require the same foundation. This diagnostic applies regardless of your exit intention.
How long does it take?
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What do I receive?
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Is my data confidential?
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What if my score is low?
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Who is this built for?
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WHO IT IS FOR
Business Owners
Planning a transition within 1–10 years. Wanting a clear picture of structural risk before it becomes a problem.
Advisors & Accountants
Needing an objective baseline to anchor succession conversations. Shareable with clients as a structured first step.
Lenders & EDOs
Assessing portfolio readiness or financing eligibility. TI provides a standardized, research-backed metric.
TI
TRANSFERABILITY
INFRASTRUCTURE
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